Protecting Your Business Investment and Operations

Your business represents years of hard work, investment, and dreams for the future. Business insurance protects not just your physical assets, but your ability to operate, serve customers, and maintain income when unexpected events occur. From protecting your building and equipment to covering liability claims and employee injuries, the right business insurance ensures that one bad day doesn't destroy everything you've built. At The Carl Q. Lee Agency, we understand the unique risks facing different types of businesses and help you build protection that fits your operations and budget.

General Liability Insurance

Essential protection for your company against claims involving bodily injuries and property damage resulting from your products, services, or operations. This foundational coverage protects your business when customers or third parties are injured on your premises or damaged by your business activities.

Business Owner's Policy (BOP)

Comprehensive package combining property insurance and general liability coverage designed specifically for small to medium-sized businesses. This cost-effective solution protects your building, equipment, inventory, and provides liability protection in one convenient policy that's often more affordable than separate coverages.

Workers' Compensation Insurance

Required coverage that provides benefits to employees who suffer work-related injuries or illnesses. This protection covers medical expenses, lost wages, and rehabilitation costs while protecting your business from potential lawsuits related to workplace accidents and ensuring compliance with state requirements.

Workers' Compensation Insurance

Required coverage that provides benefits to employees who suffer work-related injuries or illnesses. This protection covers medical expenses, lost wages, and rehabilitation costs while protecting your business from potential lawsuits related to workplace accidents and ensuring compliance with state requirements.

Commercial Auto Insurance

Protection for your business's physical assets including buildings, equipment, inventory, and other business property. This coverage protects against damage or loss from fire, storms, theft, vandalism, and other covered perils, and can include lost business income resulting from covered property damage.

Commercial Property Insurance

Protection for your business's physical assets including buildings, equipment, inventory, and other business property. This coverage protects against damage or loss from fire, storms, theft, vandalism, and other covered perils, and can include lost business income resulting from covered property damage.

Commercial Umbrella Insurance

Additional liability protection that provides extra coverage beyond the limits of your existing business insurance policies. This cost-effective coverage acts as an additional safety net, protecting against large claims that exceed your primary policy limits for general liability, auto liability, and other business coverages.

Farm Ranch Insurance

Specialized protection designed for the unique risks of agricultural operations. This comprehensive coverage combines homeowners and commercial insurance elements, protecting your dwelling, farm structures, equipment, livestock, crops, and liability associated with farming and ranching operations.

More Ways We Protect You

All your insurance needs covered under one trusted agency

Save More, Protect More

Bundle your insurance policies and save up to 23% while ensuring complete protection for your home, vehicles, and family.

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One Agency
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One Renewal Date
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Total Peace of Mind
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The CQL Difference

Agent is dedicated to providing you with personalized insurance solutions that align with your lifestyle and priorities. Our experienced agents are here to guide you through the process, answer your questions, and help you select the coverage that best suits your needs.

Renting your space doesn't mean compromising on protection. With renters insurance from Portfolio Insurance Agency, you can enjoy the comfort of knowing that your home and belongings are safeguarded against the unexpected. Contact us today to learn more and get started on securing your rented space."

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Most Common Questions About

Business Insurance

Insurance Agent
Do I really need business insurance if I work from home?
What's the difference between general liability and a business owners policy?
Does my business insurance cover cyber attacks and data breaches?
How much business insurance do I need for my small company?
Getting Started

Three Easy Steps to Better Protection

1
Protection Review

Schedule your complimentary consultation to discuss your current coverage and protection goals.

2
Protection Focus

We'll analyze your situation, identify any gaps, and explain all your options clearly so you can make informed decisions.

3
Get Protected

Choose your coverage and start your protection with the confidence that comes from understanding your options.