The answers you need
from the experts you trust

FAQ

The most common Insurance questions

Does my homeowner's insurance cover flooding?



Insurance is a contract between you and an insurance company where you pay a premium in exchange for financial protection against specific risks.

What's the difference between replacement cost and actual cash value?



Insurance provides a safety net, helping you manage unexpected expenses caused by accidents, damage, or loss. It offers peace of mind by mitigating financial risks.

Will my home insurance cover my expensive jewelry and electronics?



Common types of insurance include auto, home, health, life, and travel insurance, each designed to cover different aspects of your life.

Why did my home insurance premium go up when I didn't file any claims?



When an insured event occurs, you'll file a claim with your insurance company. They'll assess the claim based on your policy's terms and may provide compensation or repairs accordingly.