Effective Date: July 6, 2025
Acceptance of Terms
By accessing and using The Carl Q. Lee Agency website or services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
Use of Website and Services
Our website and services are intended for obtaining information about insurance products and services, requesting insurance quotes, consultations, managing existing insurance policies, and educational purposes related to insurance protection.
Insurance Services
All insurance quotes are estimates subject to underwriting approval. Final coverage terms and pricing are determined by the insurance carrier. Carl Q. Lee is a licensed insurance professional representing American Family Insurance. Insurance advice is provided for informational and consultation purposes. We are licensed to sell insurance in multiple states as disclosed.
SMS/Text Messaging Terms
By providing your mobile phone number, you agree to receive SMS messages from us. You understand that Message frequency varies based on your interaction with our services standard message and data rates apply. You can opt out by replying "STOP" to any message we may send appointment reminders, service updates, and marketing messages. Carriers are not liable for delayed or undelivered messages.
Accuracy of Information
While we strive to provide accurate information, we make no warranties about the completeness, accuracy, or timeliness of information on our website. Insurance needs and regulations vary by state and individual circumstances.
User Responsibilities
Provide accurate and truthful information. Use our services only for lawful purposes not interfere with website functionality or security. Respect intellectual property rights. Comply with applicable laws and regulations.
Limitation of Liability
To the fullest extent permitted by law, The Carl Q. Lee Agency's liability is limited for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services.
Privacy
Your privacy is important to us. Please review our Privacy Policy for detailed information about how we collect, use, and protect your information.
Intellectual Property
All content on our website, including text, graphics, logos, and software, is the property of The Carl Q. Lee Agency or its licensors and is protected by copyright and other intellectual property laws.
Indemnification
You agree to indemnify and hold harmless The Carl Q. Lee Agency from any claims, damages, or expenses arising from your use of our services or violation of these terms.
Modifications
We reserve the right to modify these Terms of Use at any time. Changes will be posted on our website with an updated effective date. Continued use of our services constitutes acceptance of modified terms.
Termination
We may terminate or suspend your access to our services at any time for violation of these terms or for any other reason at our discretion.
Governing Law
These Terms of Use are governed by the laws of the State of Georgia, without regard to conflict of law principles.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect.
Contact Information
For questions about these Terms of Use, contact us at:The Carl Q. Lee Agency
4480H S. Cobb Dr. Suite 614 Smyrna, Ga 30080
Phone: (770) 701-8401
Email: info@cqlinsurance.com
Take control of your future and safeguard what matters most. Our team is here to provide you with peace of mind through comprehensive insurance coverage. Don't wait – take your next step by requesting your complimentary Protection Review today.